Top Pick for Same-Day Business Funding & Transparency

Struggling to secure capital? We make it fast, easy, and stress-free. Get approved in hours and receive up to $2M in your account within 24–48 hours.

Business Loans & Line Of Credit

Business operating time

How Much Do You Need

Gross Annual Revenue

Stated Credit Score

First Name

Last Name

Mobile

Legal Business Name

Email Address

Consent

Yes, I agree with the terms and conditions.

Is Your Business Struggling & with Cash Flow?

Every day, business owners face financial roadblocks that stall growth. Traditional banks take weeks to say "no," and unexpected expenses can’t wait.

The Problem

Slow bank approvals, piles of paperwork, and strict credit requirements.

The Direct Cap Solution

Lightning-fast approvals based on your business potential, not just your credit score.

$1.8B+

Capital Deployed

10,500+

Businesses Funded

94%

Approval Rate

24h

Avg. Funding Time

From Application to Deposit in 24 Hours

Skip the complicated bank forms and endless paperwork. We’ve streamlined the process so you can apply in minutes and focus on growing your business.

Apply in 1 Minute

Fill out our simple, secure online form with basic business details. No heavy paperwork required.

Get Matched & Approved

Our automated system reviews your goals to match you with the best funding offers. Approvals often happen in under 4 hours.

Get Funded Fast

Accept your offer and receive funds directly into your business bank account in as little as 24 hours.

Simple Qualification Requirements

We believe in funding the business, not just a credit score. If you meet these three basics, you’re ready to get funded.

Annual Revenue$250,000+(Or ~$30k Monthly) We look at your gross sales and cash flow, not just tax returns or net profit.

Time in Business Minimum 1 Year We support established businesses that are ready to scale to the next level.

Credit Score500+ FICO Less-than-perfect credit? No problem. We value your business performance over a single score.

What Our Clients Say About Us

We have successfully funded thousands of businesses across the country. Here is what our clients have to say about their experience with Direct Cap Funders.

Direct Cap Funders made it seamless! They delivered trust & clarity now my business is a reality. Highly recommend for anyone who needs fast capital without the bank runaround.

Luis M.

Construction Business Owner

I was denied by my local bank because of a credit blip from years ago. Direct Cap looked at my revenue instead and got me $150k in 2 days.

Sarah J.

Retail Store Owner

Frequently Asked Questions

Get instant answers to common questions about our fast, flexible business funding solutions. If you don't see your question below, contact our team for personalized help.

How much funding can I get?

We offer funding ranging from $30,000 up to $2,000,000, depending on your revenue and business profile.

Does applying affect my credit?

No. We perform a "soft pull" during the initial review process, so you can see your options without impacting your credit score.

How fast can I get the money?

Most approved applicants receive wire transfers within 24 to 48 hours after signing the agreement.

What can I use the funds for?

Anything! Inventory, payroll, equipment, expansion, or marketing. We don't dictate how you grow your business.

Take Your Business to the Next Level

Whether you need to buy inventory, hire staff, or expand locations, Direct Cap Funders provides the capital you need to scale.